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Career Advice on How to Become A Claims Examiner for Property and Casualty Insurance

General Career Information

The reputation of the claims examiner as the rough party boy with an untamable spirit that can’t be broken persist to this day… even though a large number of women have entered the profession.  Claims examiners might “get all the chicks,” but at the end of the day one has to ask, are they happy?  Luckily, claims examiners can lose themselves in the amazingly interesting nature of their work in the remarkably exciting world of examining claims in the property and casualty insurance arena.  See, its easy to see why they get all the women! After all what, woman would resist hearing a claims examiner talk about figuring out how to deny a nine-five year old medical care?  Women are just human after all.
 

Career Facts:

Statistically speaking, if you are employed as a claims examiner, you are employed by one of the nicest and friendliest types of corporations on Planet Earth.  Yes, a health or life insurance company would pay your paycheck.  These are the folks that routinely put people ahead of profits.  Since they do such a fine job, no one ever notices that the health and life insurance companies often have to spend millions and billions of dollars on building skyscrapers and advertising just to remind everyone that they are “out there” and doing a good job.  

The claims examiner is the person who checks income claims to make sure that they are appropriate and then either rejects (which almost never ever happens, because that would be sad) or accepts them.  Those working as a life insurance claim examiners will review the reason someone died.  After all, they must be extra careful before paying out any money to the living relatives of the person that paid the insurance policy, sometimes for decades.

 

Career Opportunities and Job Outlook- Average:

The expected rate of growth for claims examiners should be around seven percent between 2008 and 2010.
 
Job Outlook is OK
 

A Day in The Life:

The average day for a claims examiner begins by giving his or her children a lecture about the importance of work as a claims examiner. This lecture includes how society would devolve into “total, utter chaos” without them.  After that, they get into their large SUV, usually alone, and scream at other drivers, until they reach their box where they proceed to deny claims for whatever reason they can think of.  Yes, indeed it is the American dream.
 

Average Salary:

The average claims examiner can expect to earn about $58,000 for their impressive contribution to society and history.  The top ten percent earn about $84,000 per year.

$58k

 

Career Training and Qualifications:

Surprisingly, one does not need a doctorate or PhD in order to work as a claims examiner.  Some employers prefer college graduates, but this is not required.  Licensing varies by state but is usually required for all claims examiners.
 
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